Seniors Info





NOTE: Announcements on this page are geared for "Seniors Events". For announcements pertaining to the over-all general congregation please click on the "Bulletin Board" navigation button on the left side of the screen to go to that section of the website.



FREE MEDICAL AND DENTAL CLINIC:

Recently, during a local radio talk show, information concerning a free clinic within the Jefferson City area was shared.  I believe it is called "Jefferson City Free Medical and Dental Clinic".  If I understood the information correctly, if you have no health insurance, Medicare or Medicaid coverage,  free medical and dental care may be available to you on Thursday evenings at this clinic, provided by area physicians and dentists. The free clinic also has a short "medical only" clinic each week, on Monday afternoons. In addition, staff provides assistance in applying to pharmaceutical companies, who in some circumstances will assist you with your prescription drugs. The telephone number of the clinic is (573) 632-2777.  It is my understanding that when you call the clinic, if you get a recording, staff will return your call when you leave a message."



PRESCRIPTION DRUG ASSISTANCE:

If you do not have insurance coverage, Medicare, or Medicaid that helps with the coverage of your prescription drugs.......you may be able to get assistance from the drug manufacturer themselves. There is a website where major pharmaceutical companies have listed their names, drugs covered, and pertinent information on how to apply for assistance. To receive this type of assistance, most companies ask that you have someone (other than yourself) make the request. This can be a doctor, nurse, personal attendant, caretaker, social worker, family member, etc.  Each manufacturer will state their guidelines, and requests for application can be started online, by phone, or by mail.

If you, or anyone you know, needs assistance with being able to afford their prescription drugs, this sight is highly recommended to provide you with the precise information needed to contact the manufacturers of your specific medications, and to help you understand the necessary steps to making application for assistance to those companies. There is also a host of other information made available at this site

The web address is: www.needymeds.com

Quick help for checking to see if your prescription medication has an assistance program available:

1.
At the website click on "Drug List" (on the left hand side of the page).
2. Choose the letter of the alphabet that the name of your prescription drug starts with. 3. Click on your specific prescription medication name.

*** This should provide you with a page that will first list all medications available from that manufacturer; then (at the bottom of that page) the manufacturers name, contact information, and guidelines for available assistance programs are displayed. 



SENIORS ALERT:

The following information was included in the AARP Magazine:
 
How are cheats able to charge calls to my phone?
 
First they call you, often posing as service technicians "testing" your phone line, or as police officers or emergency room workers.  Depending on your service, they'll ask you to dial *72, 72# or 90#, which activates your call-forwarding function, and then a phone number.  Scammers can then make long-distance calls from that number and bill them to you.  This ruse, doable on landlines or cell phones, "surrenders" your phone number to the scammers until you deactivate call forwarding, usually by dialing *73.


SENIORS ALERT PERTAINING TO SCAM ARTIST:

Scam artists, frequently referred to as "Gypsies" or "Travelers," are often teams of travelers, part of a network of roving teams offering drive-by promises of cheap home repairs or pretending to be servicemen from local utility companies.

They literally intermarry and create massive families of scammers that go from town to town, often preying on the elderly.

  • Scammers like to stress that the repair must be made immediately.

  • Their work is shoddy, e.g., they may use watered-down paint, or oil as driveway sealant that washes away in the first rain.

  • Often, after they start they jack up the price, claiming their original price quote only related to labor, material is extra.

  • When the customer objects, these people can sometimes be intimidating.

YOUR DEFENSE:

  • Understand that legitimate repairmen and contractors don't knock on your door looking for business.  Good, reputable contractors are usually so busy they never quote low-ball prices for their work.

  • These travelers' vehicles typically have out-of-state license plates; if they have a business name, it is usually a generic one such as "Asphalt Paving" or "Do It Rite Paving," spelled out in stick-on vinyl lettering.  Some vehicles are pulling a trailer.

  • Officials say, listen to their voice.  Travelers often speak in a cant, a secret language.

  • They frequently use last names such as Small, Harrison, Galvin, Holden, Stanley and Cooper; and claim an Irish, Scottish, English, German or Romanian heritage.

  • They often return to the same area year after year.

  • In many states legitimate contractors carry their licenses. (NOTE: I recently learned that workers having a business license is not always a source of great comfort because licensing agencies don't always do a good job of verifying information on the application for the business license.)

  • If approached by a drive-by repairman, it may serve you and neighbors well if you notify the police ASAP (as soon as possible).

For more information on "Travelers," go online to the Office of the District Attorney for Colorado's 4th Judicial District at dao2.elpasoco.com, click on "Consumer Alerts and Tips," and then on "Gypsies or Travelers--Home Repair."



DEMENTIA:

Just hearing the word “dementia” can send chills running up and down one’s spine.  When a loved one or friend is told that s/he has dementia, or the early signs of it, there are measures family and/or friends can take to be of great help to the person.  “The Alzheimer’s Association suggests the following “10 quick tips for the caregiver,” tips that are especially valuable when helping the person with dementia settle financial issues:

MONEY MATTERS:

Don’t delay in asking what your loved one’s wishes are
Organize and review important documents
Get help from well qualified financial and legal advisers
Estimate possible costs for the entire disease process
Look at all of your insurance options
Work-related salary/benefits and personal property should be considered as potential income
Find out for which government programs you are eligible
Learn about income tax breaks for which you may qualify
Explore financial assistance you can personally provide
Take advantage of low-cost and free community services

For information and support (including the pamphlet “money matters”) contact the Alzheimer’s Association.
                    www.alz.org                    1-800-272-3900
 



HELPFUL HINTS
TO PROTECT PRIVATE INFORMATION:

The following hints for maintaining your private records was recently provided to me.  According to the source, these hints come from an attorney.  The hints may or may not be helpful to you.  They are as follows:

(1) The next time you order checks have only your initials (instead of first name) and last name printed on the checks.  If some takes your check book they will not know if you sign your check with just your initials or your first name, but your bank will know how you sign your checks.

(2) When you are writing checks to pay on your credit card accounts, do not put the complete account number on the “For” line of the check.  Instead, put the last four numbers.  The credit card company knows the rest of the number and anyone who might be handling your check as it passes through all the check processing channels won’t have access to it.

(3) Put your work telephone number on your checks instead of your home telephone number.  If you have a P.O. Box number use it instead of your home address.  Never have your Social Security Account Number printed on your checks.  If you need to use it you can always write it in.

(4) Make a photocopy of records you normally carry with you in your wallet (both sides), i.e., drivers license, social security number, credit cards, insurance cards etc.  Maintain the photocopy in a safe place so you can easily retrieve it if you need to report loss, theft etc. We have been informed that when our credit cards are lost or stolen we should cancel them immediately.  But the key is having the toll free numbers and your credit card numbers handy so you know to whom you should report the loss or theft.



 

ARE YOU AGE 55 OR ABOVE?

The "Seniors Program" consists of Fairgrounds Road Church of Christ members who are age 55 years old or above, and their spouses. If you have reached this age group, please contact the Fairgrounds Road Church of Christ office to assure that your records (name, address, telephone, date-of-birth, etc.) is up to date. We would very much like for you to join us in our work here at Fairgrounds Road. If you are uncertain what the "Seniors Program" is about, please take one of the "Seniors Program" brochures from one of the pamphlet racks, or go to the Seniors Program page. Won't you please come join us?





For questions or further information, please contact:
Larry Murphy / Deacon - Seniors Program
Charles Bowman / Elder - Seniors Program





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